Practical tools and honest thoughts on planning your health, wealth, family and business — made simple.
◐ Start here: Money MBTI game Free
The tools I actually use with clients, free for everyone: Thai income tax and deductions, retirement planning, hospital costs, all the way to estate planning and business risk.
Calculate Thai personal income tax for tax year 2026 (B.E. 2569) across every income type, see which deductions you can still use — life insurance, health insurance, provident fund and more — and how much tax you could save before year-end.
Start free →Answer 4 simple steps and see right away how much you need to save each month to retire the way you want, with a PDF summary to keep or discuss with your family.
Start free →See room rates, childbirth, surgery and critical-illness costs at hospitals across Thailand, with sources, then check whether your health insurance or benefits are really enough.
Start free →Pick schools from kindergarten to university, see the total tuition to prepare for, and how much to start saving each month.
Start free →See all your assets in one place, try splitting them between heirs, and see how much cash to set aside for inheritance tax and transfer costs.
Start free →For business owners, building owners and construction projects: see which risks are worth transferring, compare 60+ types of non-life cover, and get a rough sum-insured estimate.
Start free →Yes, all of them — the tax calculator, retirement planner, hospital cost check, child education fund, estate planner and business risk check. If you'd like help going through your results, message me on LINE.
Most deductions must be paid or bought by 31 December 2026 to count in the tax return filed in early 2027. The last quarter of the year is the best time to work out which deductions you still have left — before it's too late.
It depends on your current age, the age you want to retire, and the monthly spending you want after retirement. The retirement planner works out your monthly savings figure in 4 steps.
Room rates, surgery and critical-illness costs vary a lot between hospitals. The hospital cost check collects the figures with sources so you can compare them with your insurance limits or benefits and see the gap.
Start by gathering all your assets in one place, then decide who each one goes to. Next, see how much cash to prepare for taxes and transfer costs, so your family doesn't have to sell assets in a hurry.
It depends on the business and its assets — buildings and stock, construction work, third-party liability, or business interruption. The business & property risk check walks you through what a business like yours should consider.
Just message me on LINE. Sending your tool results along helps us get started faster. Chat with Palm on LINE →
“Protection isn’t a cost.
It’s a way to give the people
you love more tomorrows.”— PALM PUWANAI
Whether it's a question, a plan, or just a conversation — I'm always happy to connect.
Work with Palm →
Estimated school costs from preschool to a bachelor's degree across 4 education paths, the costs parents often forget, how to save in time, and a backup plan if a parent isn't there along the way.
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How the Revenue Department sees freelancers' income, what back taxes cost if you under-report, and the deductions freelancers should use before the end of 2026 — with a worked example at 800,000 baht.
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I had the chance to drop by China's Next Chapter: Unlock the Opportunities through the City of Future at House of Wisdom. It wasn't a long event — a little over 2 hours…
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What marketers should know about AI Search before planning for 2027, from the session by P'Ken — CEO, ANGA Bangkok. A few years ago, when people wanted to buy something, they might start with Google…
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These days brands are using hundreds of Nano and Micro Influencers per campaign more and more. So the challenge is no longer just "Where do we find the right Influencers?" It has become…
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Take-home messages from the launch of the book Algebra of Luck. 1. The best luck may not be "being lucky" — it's getting to "be someone else's luck"…
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Passion, mistakes, love, and living a life without regrets. This Session wasn't only about music or P'Boyd's career — many of the stories, about work, business, family, love and loss…
READ ARTICLE →
The core of what La Glace's CMO said was pretty clear — and it wasn't really just about "making content", but a way of thinking about Brand + Content + Data + People + Organization…
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Key Message Instinct อาจเป็นจุดเริ่มต้น แต่ไม่ควรเป็นคำตอบสุดท้าย การทำแบรนด์ไม่ควรใช้แค่ “ความรู้สึกว่าอันนี้น่าจะขายดี” และก็ไม่ควรใช้ Data จนแบรนด์ไม่มีความรู้สึก สิ่งสำคัญคือเอา สัญชาตญาณของคนทำแบรนด์ + ข้อมูลจริงจากลูกค้า มาประกอบกัน เพื่อให้ตัดสินใจแม่นขึ้น 1. บางครั้งสินค้าที่ดีที่สุด เริ่มจากสิ่งที่ไม่ได้ตั้งใจจะขาย เดิม Maison Keeps…
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"Managing people and Scaling an organisation". 1. Don't judge people on Performance alone. When evaluating people, look at 2 things side by side…
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Managing people and organisations today. 1. When you have a people problem, start from "the impact on the business". P'Jeed shared that when she worked in large, Performance Driven organisations…
READ ARTICLE →
Summary of P'Moo's Session. P'Moo split the content into 2 big Parts — Part 1 on business, fundraising, growth and Exit; Part 2 on applying investing ideas to life…
READ ARTICLE →
What stood out in this Session is that neither speaker starts only from "what's hot in the market right now". They look at where people's behaviour is heading, what strengths the business has, and how to try new things without waiting for everything to be ready — while coming back to the numbers, the systems and the ability to turn ideas into a real business. 1. Even a big company has to think like an Underdog. P'Tae said what he always tells his team is to act like a small company — like an Underdog…
READ ARTICLE →
1. The media world is changing dramatically. P'Ken has run The Standard for 9 years, from about age 31 to 40 today, and believes that over the last 2–3 years — especially since ChatGPT and the rise of Creators — the media industry has changed incredibly fast. 2. From chasing…
READ ARTICLE →Take-home messages from the launch of the book Algebra of Luck. 1. The best luck may not be "being lucky" — it's getting to "be someone else's luck"…
READ ARTICLE →Passion, mistakes, love, and living a life without regrets. This Session wasn't only about music or P'Boyd's career — many of the stories, about work, business, family, love and loss…
READ ARTICLE →"Managing people and Scaling an organisation". 1. Don't judge people on Performance alone. When evaluating people, look at 2 things side by side…
READ ARTICLE →Managing people and organisations today. 1. When you have a people problem, start from "the impact on the business". P'Jeed shared that when she worked in large, Performance Driven organisations…
READ ARTICLE →I had the chance to drop by China's Next Chapter: Unlock the Opportunities through the City of Future at House of Wisdom. It wasn't a long event — a little over 2 hours…
READ ARTICLE →What marketers should know about AI Search before planning for 2027, from the session by P'Ken — CEO, ANGA Bangkok. A few years ago, when people wanted to buy something, they might start with Google…
READ ARTICLE →These days brands are using hundreds of Nano and Micro Influencers per campaign more and more. So the challenge is no longer just "Where do we find the right Influencers?" It has become…
READ ARTICLE →I had the chance to drop by China's Next Chapter: Unlock the Opportunities through the City of Future at House of Wisdom. It wasn't a long event — a little over 2 hours…
READ ARTICLE →What marketers should know about AI Search before planning for 2027, from the session by P'Ken — CEO, ANGA Bangkok. A few years ago, when people wanted to buy something, they might start with Google…
READ ARTICLE →These days brands are using hundreds of Nano and Micro Influencers per campaign more and more. So the challenge is no longer just "Where do we find the right Influencers?" It has become…
READ ARTICLE →The core of what La Glace's CMO said was pretty clear — and it wasn't really just about "making content", but a way of thinking about Brand + Content + Data + People + Organization…
READ ARTICLE →Key Message Instinct อาจเป็นจุดเริ่มต้น แต่ไม่ควรเป็นคำตอบสุดท้าย การทำแบรนด์ไม่ควรใช้แค่ “ความรู้สึกว่าอันนี้น่าจะขายดี” และก็ไม่ควรใช้ Data จนแบรนด์ไม่มีความรู้สึก สิ่งสำคัญคือเอา สัญชาตญาณของคนทำแบรนด์ + ข้อมูลจริงจากลูกค้า มาประกอบกัน เพื่อให้ตัดสินใจแม่นขึ้น 1. บางครั้งสินค้าที่ดีที่สุด เริ่มจากสิ่งที่ไม่ได้ตั้งใจจะขาย เดิม Maison Keeps…
READ ARTICLE →"Managing people and Scaling an organisation". 1. Don't judge people on Performance alone. When evaluating people, look at 2 things side by side…
READ ARTICLE →Managing people and organisations today. 1. When you have a people problem, start from "the impact on the business". P'Jeed shared that when she worked in large, Performance Driven organisations…
READ ARTICLE →Summary of P'Moo's Session. P'Moo split the content into 2 big Parts — Part 1 on business, fundraising, growth and Exit; Part 2 on applying investing ideas to life…
READ ARTICLE →What stood out in this Session is that neither speaker starts only from "what's hot in the market right now". They look at where people's behaviour is heading, what strengths the business has, and how to try new things without waiting for everything to be ready — while coming back to the numbers, the systems and the ability to turn ideas into a real business. 1. Even a big company has to think like an Underdog. P'Tae said what he always tells his team is to act like a small company — like an Underdog…
READ ARTICLE →1. The media world is changing dramatically. P'Ken has run The Standard for 9 years, from about age 31 to 40 today, and believes that over the last 2–3 years — especially since ChatGPT and the rise of Creators — the media industry has changed incredibly fast. 2. From chasing…
READ ARTICLE →
1. Strategy isn't "what we want to do" — it's "where we choose to put our Resources". P'Benz compared an organisation to a rowing team: even with 100 people, if some row forward, some left, some right and some backwards, it won't go fast however hard everyone works. So Strategy has to make sure everyone knows which direction we're rowing. And very importantly: "Strategy…
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From goals → plans → action. 1. Before thinking about how to grow, answer "where are we going?" P'Benz started from the point that everyone runs a business with different goals — some want to reach 1 billion baht, some 10 billion — so the way they run the business is different too. There are 3 key questions to answer first, such as…
READ ARTICLE →Estimated school costs from preschool to a bachelor's degree across 4 education paths, the costs parents often forget, how to save in time, and a backup plan if a parent isn't there along the way.
READ ARTICLE →How the Revenue Department sees freelancers' income, what back taxes cost if you under-report, and the deductions freelancers should use before the end of 2026 — with a worked example at 800,000 baht.
READ ARTICLE →I had the chance to drop by China's Next Chapter: Unlock the Opportunities through the City of Future at House of Wisdom. It wasn't a long event — a little over 2 hours…
READ ARTICLE →